RTO Insider Terms and Conditions
Effective Date: March 16, 2026

These Terms and Conditions (“Terms” or “Agreement”) govern your access to and use of the subscription services, content, and materials provided by RTO Insider LLC (“RTO Insider” or “our”), a wholly-owned subsidiary of Yes Energy, LLC (“Yes Energy”). By registering for, accessing, or using any RTO Insider subscription services, you (“Licensee” or “you”) agree to be bound by these Terms.

If you do not agree to these Terms, do not register for, access, or use RTO Insider services. These Terms apply to users of all of RTO Insider’s subscription services, including but not limited to RTO Insider, ERO Insider, and NetZero Insider.

For questions about these Terms, please contact us at support@rtoinsider.com.

  1. Subscription Plans

1.1.     Individuals may register to read up to 5 articles over 90 days on any of our media channels by selecting the “Limited Views” option and providing the requested information and agreeing to receive at least one channel email of their choice. Yes Energy reserves the right, in its sole discretion, to block or restrict access to individuals or organizations that repeatedly register for Limited Views in an attempt to circumvent paid subscription requirements or otherwise abuse the free access provisions.

1.2.    Once registered, an individual may request a single-seat, free, no-obligation trial subscription to RTO Insider, ERO Insider, or NetZero Insider. Trial subscriptions allow limited access to the selected channel for up to 14 days. To request a trial please contact support@rtoinsider.com.

1.3.    Individuals may purchase paid subscriptions to RTO Insider (Weekly Digital Newsletter Only – which includes permission to read up to 10 individual articles at https://rtoinsider.com each month or Weekly Digital Newsletter Plus Web – which includes unlimited access to the site). Both RTO Insider plans include access to our weekly newsletter, which compiles the news from the previous week into a digital newsletter. They can also subscribe to ERO Insider or NetZero Insider (unlimited access to each channel’s content) or to any combination of unlimited access plans (RTO Insider Digital Newsletter-Only plans cannot be combined). All subscription purchases also require providing specific information at checkout or during the desired purchase process.

1.4.    All plans are intended for use by only the subscribing individual, except where RTO Insider has expressly authorized additional users through a site license agreement. For companies requiring access for multiple employees, we offer discounts on multiple individual plans as well as site licenses that specify the authorized number of users and permitted usage scope. All Licensees and authorized users agree to have their access monitored to ensure adherence to the terms of this Agreement.

1.5.    All plans require Licensee and its authorized users to provide a valid email address that identifies the user by name (not role), a company name, a job title and a telephone number through which the user can be reached directly. By providing this information, Licensee consents to Yes Energy’s collection, use, and processing of such personal information in accordance with Yes Energy’s Privacy Policy and applicable data protection laws, including but not limited to the California Consumer Privacy Act (CCPA) and applicable state privacy regulations.

1.6       Data Protection and Privacy Rights. Licensee acknowledges that personal information collected during registration is subject to Yes Energy’s Privacy Policy. Licensee may have certain rights regarding their personal information under applicable privacy laws, including rights to access, correct, delete, or restrict processing of personal data. To exercise these rights, contact privacy@rtoinsider.com.

1.7       By subscribing to RTO Insider’s services, Licensee grants Yes Energy a non-exclusive, royalty-free license to use Licensee’s company name, logo, and other identifying marks in Yes Energy’s marketing materials, promotional content, client lists, website testimonials, and other business development activities. This license includes the right to identify Licensee as a customer or subscriber of RTO Insider’s services. Licensee may revoke this permission at any time by providing written notice to RTO Insider at support@rtoinsider.com, and RTO Insider will cease such use within thirty (30) days of receiving such notice, except for materials already in distribution.

  1. Term & Termination

2.1.    The Term of this Agreement shall commence and be effective from the date the subscription starts and/or the date stated on the invoice for the paid plan (“Subscription Start”) until the Licensee unsubscribes, the plan expires, or the date also stated on the invoice for the paid plan (“Subscription Expire”).

2.2.    Licensee may terminate this Agreement or any Order under this Agreement for its convenience, without cause, at any time. However, Licensee will be responsible for paying all remaining fees due under the Agreement, and fees are not subject to refund or offset.

2.3.    In addition to any other remedies available to either Party, upon the occurrence of a Termination Event (as defined below) with respect to either Party, the other Party may immediately terminate this Agreement or the Order that is subject of the Termination Event by providing written notice of termination. A “Termination Event” shall have occurred if: (a) a Party materially breaches its obligations under this Agreement, and the breach is not cured within ten (10) calendar days after written notice of the breach and intent to terminate is provided by the other Party; provided, however, that in the event of breaches of Sections 5.1.2, 5.1.3, 5.1.4, 5.1.5, 5.1.6, or any content sharing or AI usage restrictions, this Agreement may be terminated immediately without cure period; or (b) a Party becomes generally unable to pay its debts as they become due or the subject of a bankruptcy, conservatorship, receivership or similar proceeding, or makes a general assignment for the benefit of its creditors. In the event Yes Energy terminates this Agreement as a result of a Termination Event by Licensee, Yes Energy may prohibit Licensee from licensing or using any RTO Insider subscription services in the future.

2.4.    The rights and obligations of the Parties which by their nature must survive termination or expiration of this Agreement in order to achieve its fundamental purposes shall survive in perpetuity any termination of this Agreement. Without limiting the foregoing, Sections 3 (Licensed RTO Insider Materials), 5 (Prohibitions), 6 (Disclaimers and Warranties), 7 (Indemnity), 8 (Governing Law), 10 (Liquidated Damages and Enforcement), 11 (Audit and Monitoring Rights), and 12 (Attorney’s Fees and Costs) shall survive termination.

  1. Licensed RTO Insider Materials

3.1.    Licensed RTO Insider Materials (including, but not limited to, text, photographs, graphics, video and audio content) are protected by the copyright laws of the United States.

3.2.    Licensee acknowledges and agrees that Yes Energy remains the sole owner of the Licensed RTO Insider Materials, any modifications, adaptations and copies thereof, and any and all intellectual property rights therein.

3.3.    Licensee acquires only a right to use the Licensed RTO Insider Materials as authorized herein. Except as provided herein, Licensee shall not obtain, have or retain any right, title, or interest in or to the Licensed RTO Insider Materials or any part thereof.

3.4.    Licensee acknowledges and agrees that Yes Energy shall retain the right to store and use registration, other individual user data, or system configuration information used to access the Licensed RTO Insider Materials, and any other data, information, intellectual property or database created or obtained in relation thereto (including without limitation traffic statistics and “clickstream” data). Yes Energy may use such data for legitimate business purposes including usage analytics, security monitoring, compliance verification, and service improvement. Yes Energy will not sell personal information to third parties. This data shall not include personally identifiable information specific to individual employees beyond what is necessary for account management and compliance monitoring. For additional information, please see Yes Energy’s Privacy Policy.

  1. Authorized Uses

4.1.    Licensee may:

4.1.1.  Access the Licensed RTO Insider Materials via personal computer, tablet or smartphone on up to five (5) devices registered to the same individual Licensee. Device registration may be managed through Licensee’s account settings.

4.1.2. Print a hard copy of individual articles or newsletters for Licensee’s own use with Yes Energy’s prior written approval.

4.1.3. Share a limited number of articles with colleagues. Sharing of links does not grant colleagues access to Licensed RTO Insider Materials beyond what is publicly available without a subscription.

4.1.4. Order reprints, which are available for $400 per article.

4.1.5  Use Licensed RTO Insider Materials for internal business analysis and decision-making purposes within Licensee’s organization, provided such use complies with all restrictions in Section 5.

  1. Prohibitions

5.1.    Licensee may not:

5.1.1.  Copy, reproduce, modify, distribute, display, use or disclose the Licensed RTO Insider Materials in any manner not expressly authorized herein.

5.1.2. Share, distribute, redistribute, or otherwise provide access to Licensed RTO Insider Materials to any third parties (except for a limited number of articles that Licensee is permitted to gift to a third party), including but not limited to:

(a)        Forwarding articles, newsletters, or content via email
(b)        Posting content on internal networks, intranets, or shared drives accessible to non-subscribers
(c)        Including content in presentations, reports, or documents distributed to third parties
(d)        Sharing login credentials or account access with others

5.1.3. Upload, input, provide, or otherwise make Licensed RTO Insider Materials available to any artificial intelligence system, machine learning platform, large language model, or automated processing system, including but not limited to:
(a)        ChatGPT, Claude, Bard, or similar AI chatbots
(b)        Custom AI models or training systems
(c)        Automated content analysis or processing tools
(d)        Data mining or web scraping systems
(e)        Any system designed to learn from, analyze, or generate content based on Licensed RTO Insider Materials

5.1.4. Use Licensed RTO Insider Materials for the development, training, fine-tuning, or improvement of any software program, algorithm, or artificial intelligence system.

5.1.5. Directly or Indirectly compete with RTO Insider.

5.1.6.  Create derivative works, abstracts, summaries, or compilations of Licensed RTO Insider Materials for distribution or use by third parties.

5.1.7. Circumvent, disable, or interfere with any security features, access controls, or usage monitoring systems.

5.1.8.  Use Licensed RTO Insider Materials in violation of any applicable law, regulation, or third-party rights.

5.2 Definitions. For purposes of this Agreement:

Artificial Intelligence System” means any computer system, software, or algorithm designed to perform tasks that typically require human intelligence, including but not limited to learning, reasoning, problem-solving, perception, or language processing.

Third Party” means any individual or entity other than the named Licensee, including but not limited to colleagues, employees, contractors, clients, or business partners of Licensee’s organization.

Licensed RTO Insider Materials” includes all content, data, text, images, graphics, audio, video, metadata, and any other materials provided through RTO Insider’s services.

  1. Disclaimers and Warranties

6.1.    Subject to applicable law and the warranties provided herein, Licensee agrees that your access to, and use of, the Licensed RTO Insider Materials is on an “as-is”, “as available” basis and we specifically disclaim any representations or warranties, express or implied, including, without limitation, any representations or warranties of merchantability or fitness for a particular purpose; provided, however, that nothing herein shall limit any warranties or remedies that cannot be disclaimed under applicable consumer protection laws. We do not warrant that the Licensed RTO Insider Materials will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through Licensed RTO Insider Materials. Subject to applicable law, any claim against us for any reason shall be limited to the amount you paid for use of Licensed RTO Insider Materials in the twelve (12) months preceding the claim. RTO Insider LLC will endeavor to use industry best practices to ensure against the introduction of viruses or other internet-enabled problems in order to protect the licensee’s infrastructure.

6.2.    Yes Energy represents and warrants that the Services do not and shall not infringe, misappropriate or otherwise violate any intellectual property rights throughout the world, including copyrights, patents, mask works, trademarks, service marks, trade secrets, inventions {whether or not patentable), know how, authors’ rights, rights of attribution, and other proprietary rights and all applications and rights to apply for registration or protection of such rights (“Intellectual Property Rights”) or any other rights of any third party.

  1. Indemnity

7.1.1     Licensee agrees to indemnify and hold harmless Yes Energy and its Representatives, successors and permitted assigns from and against any and all claims or legal actions of whatever kind or nature that are made or threatened by any third party and all related losses, expenses, damages, costs and liabilities, including reasonable attorneys’ fees and expenses incurred in investigation, defense or settlement (“Damages”), which arise out of, are alleged to arise out of, or relate to the following: (a) Licensee’s or its users submitting, posting, transmitting, or otherwise making available through use of the Services or Website, (b) Licensee’s or its users’ violation of this Agreement, or (c) Licensee’s violation of any rights of another, except, in any case, to the extent such action is based on Yes Energy’s breach of this Agreement, willful misconduct or negligence.

7.1.2    Licensee shall indemnify, defend, and hold harmless Yes Energy from any third-party claims arising from:
(a)        Licensee’s unauthorized sharing or distribution of Licensed RTO Insider Materials
(b)        Third-party use of Licensed RTO Insider Materials provided by Licensee in violation of this Agreement
(c)        Claims by AI companies or platforms regarding content provided by Licensee
(d)        Intellectual property infringement claims resulting from Licensee’s misuse of Licensed RTO Insider Materials

7.2.    Yes Energy shall indemnify, defend, and hold harmless Licensee and its representatives, successors and permitted assigns from and against any and all claims or legal actions of whatever kind or nature that are made or threatened by any third party and all related losses, expenses, damages, costs and liabilities, including reasonable attorneys’ fees and expenses incurred in investigation, defense or settlement (“Damages”), which arise out of, are alleged to arise out of, or relate to the following: (a) any negligent act or omission or willful misconduct by Yes Energy, its Representatives or any Subcontractor engaged by Yes Energy in the performance of Yes Energy’s obligations under this Agreement (including claims of intellectual property infringement); or (b) any breach in a representation, covenant or obligation of Yes Energy contained in this Agreement.

7.3.    Indemnification under subsections 7.1 and 7.2 hereof will be provided only on the conditions that: (i) the indemnifying party is given written notice promptly after the indemnified party receives notice of the subject action; provided, however, that late notice shall only excuse the indemnifying party from its obligations hereunder if such late notice materially prejudices the indemnifying party; (ii) the indemnifying party has sole control of the defense and all related settlement negotiations, provided any settlement that would impose any monetary or injunctive obligation upon the indemnified party shall be subject to such party’s prior written approval; and (iii) the indemnified party provides cooperation and information in furtherance of such defense, as reasonably required by the indemnifying party. This Section 7 shall survive termination or expiration of this Agreement.

  1. Governing law. Jurisdiction. Jury trial waiver.

This Agreement shall be governed by and construed under the laws of the State of Colorado without giving effect to any choice of law principles that would result in the application of the laws of any other jurisdiction. The Parties hereto agree that any claim, dispute or controversy (whether contractual or non-contractual) arising out of or relating to this Agreement, including any question regarding its existence, breach or termination, shall be brought in the courts of the State of Colorado located in Denver County and any of the United States District Court for the District of Colorado, and any appellate court from any thereof and each Party irrevocably consents to submit to the exclusive jurisdiction of such courts and waives any objection to the propriety or convenience of venue in such courts.  Each Party waives, to the fullest extent permitted by applicable law, any right it may have to a trial by jury in respect to any suit, action, or proceeding relating to this Agreement. Further, all rights to participate in a class action lawsuit are waived.

  1. Payment

9.1.    Due within 30 days of Effective Date;

9.2.    If after 30 days, interest of 1.5%/month will be charged (18%/year).

  1. Liquidated Damages and Enforcement
  2. 10.1 Liquidated Damages. Licensee acknowledges that violations of the content sharing and AI usage restrictions in Sections 5.1.2, 5.1.3, 5.1.4, and 5.1.5 would cause Yes Energy irreparable harm that would be difficult to quantify. The Parties agree that the following liquidated damages represent a reasonable estimate of Yes Energy’s actual damages and are not intended as a penalty. Therefore, in addition to any other remedies available at law or equity, Licensee agrees to pay liquidated damages as follows:
    (a)        $10,000 per violation for sharing Licensed RTO Insider Materials with third parties
    (b)        $25,000 per violation for providing Licensed RTO Insider Materials to AI systems or using for AI training
    (c)        $50,000 per violation for systematic or commercial violations involving multiple instances

    10.2 Injunctive Relief. Licensee acknowledges that monetary damages may be inadequate to compensate Yes Energy for breaches of this Agreement, and Yes Energy shall be entitled to seek injunctive relief, specific performance, and other equitable remedies without posting bond or proving irreparable harm.

    10.3 Cumulative Remedies. All remedies provided herein are cumulative and not exclusive of any other remedies available at law or equity.

    1. Audit and Monitoring Rights
    2. 11.1 Usage Monitoring. Yes Energy reserves the right to monitor Licensee’s usage of Licensed RTO Insider Materials through technical means, including but not limited to tracking access patterns, device usage, and content interaction.

      11.2 Audit Rights. Upon reasonable notice, Yes Energy may audit Licensee’s compliance with this Agreement, including requesting documentation of internal usage policies and procedures related to Licensed RTO Insider Materials.

      11.3 Compliance Certification. Upon request, Licensee shall provide written certification of compliance with the terms of this Agreement, signed by an authorized representative.

      1. Attorney’s Fees and Costs 
      2. 12.1 Recovery of Costs. In any legal proceeding arising from or related to this Agreement, the prevailing party shall be entitled to recover reasonable attorney’s fees, costs, and expenses from the non-prevailing party.

        12.2 Collection Costs. If Yes Energy is required to engage collection agencies or attorneys to collect amounts due under this Agreement, Licensee shall pay all reasonable collection costs and attorney’s fees incurred.

        1. Force Majeure 
        2. 13.1 Force Majeure Events. Neither Party shall be liable for any failure or delay in performance under this Agreement which is due to fire, flood, earthquake, elements of nature or acts of God, wars, riots, civil disorders, rebellions or revolutions, or any other cause beyond the reasonable control of such Party.

          13.2 Notice and Mitigation. The Party affected by a force majeure event shall promptly notify the other Party and use reasonable efforts to mitigate the effects of such event.

          1. Severability
          2. . If any provision of this Agreement is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired thereby, and such invalid, illegal, or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid, legal, and enforceable.

            1. Entire Agreement.
            2. This Agreement constitutes the entire agreement between the Parties with respect to the subject matter hereof and supersedes all prior and contemporaneous agreements, understandings, negotiations, and discussions, whether oral or written. This Agreement may only be amended by a written instrument signed by both Parties.